A woman who retired at 28 with $2.25 million in the bank explains how she saved 70% of her income while living in New York City

The Luxury Guide to Travel Hacking

I love sharing inspirational success stories, and today I came across an amazing one about a woman who is living her dream!


JP Livingston is a retiree living in Manhattan. She lives frugally, and she and her husband and dog share a 325-square-foot apartment. There’s just one thing that separates her from the rest of the retired population of NYC, She retired at 28!

After seven years working in the financial industry, working her way up the ranks to hold a senior position at her firm, Livingston built a nest egg of over $US2 million — 40% from investing and 60% from savings — allowing her to retire early, a dream she has had since middle school.

“The way I think about it is, if you don’t need to work for money, you can do anything you like,”…“If you want to go work at a traditional job, you can, but you don’t have to…

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